Federal Housing Administration (FHA) Loan – All FHA loans and FHA refinance loans are handled via a participating lender. In applying for an FHA mortgage, submit an application via the participating lender, who then processes the paperwork and submits it to the FHA where required. Once the loan application is processed and the loan has been approved, the process can move forward. Learn More
Veterans Affairs (VA) Loan – VA home loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms. Learn More
Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements.
Conventional Loan – A conventional loan is a loan that is not a government backed VA or FHA loan. A conventional loan has stricter requirement s and a higher down payment. Conventional loans are great if you have excellent credit; a sustainable down payment; desire a speedy loan process; and, would like to pay off your loan at any time.