Subscribe

Know your buying budget

First-time Home Buyers


The Blu J Agency specializes in first-time home buyers. Our agents are committed to educating potential homeowners on the buying process and connecting our clients to the best resources for their needs. The Blu J Experience is a hands-on proven process to home ownership.

If purchasing a home is best for you, start planning before you’re ready to move. Understand the advantages of getting pre-qualified and meet with a Blu J REALTOR® to learn more about the home-buying process. Reduce unnecessary expenses and sacrifice on entertainment. Save money for a down payment, closing costs, and moving expenses.

Location, location, location is vital in real estate. Take the time to view different neighborhoods. Ride by homes you like during different times of the day. Check your proximity to work, schools, and recreational activities.

The most important step in the home buying process is to ensure that you are purchasing a home that you can reasonable afford. There is absolutely no point in wasting energy house hunting, if you are not informed on your purchasing power.

Why get pre-qualified?

Once you have assessed your finances, then schedule an appointment with your banking loan officer to receive a residential pre-qualification.  Prequalification is an estimate of what you might be able to borrow after a review of your credit and income information. Prequalification also allows you to estimate the loan amount that’s best for your lifestyle. As well, prequalification establishes a price range to begin your home search.

The most important step in the home buying process is to ensure that you are purchasing a home that you can reasonable afford. There is absolutely no point in wasting energy house hunting, if you are not informed on your purchasing power.

Next steps

Contact a Blu J REALTOR® to schedule a home consultation. During the consultation, we will discuss your home desires and the purchase time frame. Please give Blu J an opportunity to earn your trust!